{"id":21196,"date":"2023-08-24T16:08:21","date_gmt":"2023-08-24T16:08:21","guid":{"rendered":"https:\/\/we-revamp.com\/?p=21196"},"modified":"2026-07-28T13:23:29","modified_gmt":"2026-07-28T13:23:29","slug":"direct-line-car-insurance-review-11","status":"publish","type":"post","link":"https:\/\/we-revamp.com\/?p=21196","title":{"rendered":"Direct Line car insurance review"},"content":{"rendered":"<p>Previous claims or convictions You must tell us about these events, or it could invalidate your policy if you need to make a future claim. How far you drive The more miles you drive, it&#8217;s more  likely you&#8217;ll be involved in an accident. However, the risk of being involved in an accident tends to increase after the age of 70.<\/p>\n<h2>Direct Line car insurance policy details<\/h2>\n<p>We asked Direct Line customers who have recently made a claim how they felt about their car insurance. However, its lack of admin fees for mid-term policy adjustments, personal accident cover of \u00a310,000 and generous no-claims discount protections were highlights in our analysis. The cover provides protection against legal liability for death or bodily injury to a third party and damage to third party property. When overall levels of traffic change, the number of claims can change too. Crime rate A spate of crimes resulting in more car insurance claims could result in higher premiums to reflect the risk level of your car\u2019s location.<\/p>\n<h2>What does Direct Line car insurance cover?<\/h2>\n<p>You&#8217;ll need your policy number and documents, your vehicle registration and your crime reference number, if applicable. Direct Line&#8217;s Essentials policy scored 55%, and its Essentials Online scored 53%. &#8216;-&#8216; represents where we have insufficient sample size (less than 40) to generate a star rating. However, another customer wasn&#8217;t so satisfied, stating that they had to &#8216;constantly chase information&#8217; about a <a href=\"https:\/\/myvipcasino.gr\/\">myvip casino<\/a> claim. Direct Line earned a customer score of 74% which puts it in 9th place in our table of 12 car insurance providers. These are Premium Online (which scored 67%), Standard Online (65%) and Essentials Online (53%).<br \/>\nRegulatory changes These are changes the Government makes, such as larger payouts or removing legal costs for specific claims. No matter what your age, safe drivers could save money at renewal with our DrivePlus telematics technology. If your keys are lost or damaged, we\u2019ll cover the cost to replace them. If you can\u2019t drive after an accident and you need to stay in a hotel, we\u2019ll help cover those costs. We\u2019ll pay if your clothes or belongings are damaged due to a fire, theft, or accident. If you\u2019re involved in a car crash and you\u2019re unable to drive your car, we\u2019ll arrange a taxi to take you, your passengers, pets and belongings to one destination in the UK.<\/p>\n<ul>\n<li>No matter what your age, safe drivers could save money at renewal with our DrivePlus telematics technology.<\/li>\n<li>We&#8217;ve partnered with MoneySuperMarket to help you compare a wide range of car insurance options in one place, with added insight from Which?<\/li>\n<li>The cover provides protection against legal liability for death or bodily injury to a third party and damage to third party property.<\/li>\n<li>A good option if you\u2019re looking for affordable comprehensive protection that covers the essentials.<\/li>\n<li>Policy start date An inaccurate or change in start date may affect your premium.<\/li>\n<\/ul>\n<h2>What else do Direct Line offer?<\/h2>\n<p>Although we were impressed with its cover, Direct Line\u2019s middling customer score and a higher-than-average complaints rate from claimants meant we didn\u2019t award its products Best Buys. Check you&#8217;re getting a great deal on car insurance using the service provided by MoneySuperMarket Select a policy from our table to see what it offers and how it scored.<br \/>\nWith Comprehensive Plus it\u2019s 24 months. It was among the top 10 policies we reviewed, with a score of 69%. Of the six Direct Line policies we reviewed, its Comprehensive Plus policy did best in our analysis. See how this compares with the best car insurance, or read more about how we rate car insurance. We&#8217;ve reviewed all six of these Direct Line policies. Direct Line has been one of the biggest names in car insurance since it launched in 1985 as the first insurance provider to offer policies exclusively by phone.<br \/>\nAnd because it\u2019s all online, getting started is quick and easy. They were the first UK insurer to sell directly to customers over the phone. Direct Line has been a trusted name in car insurance since 1985.<\/p>\n<ul>\n<li>Whether you\u2019ve saved up for it, taken out a loan to finance it or the bank of mum and dad are stepping in, it\u2019s something you\u2019ll never forget.<\/li>\n<li>The price of your Direct Line car insurance quote depends on how likely you are to make a claim and how expensive that claim could be.<\/li>\n<li>Modified parts can be hard or expensive to replace, and cars with mods are more likely to be stolen.<\/li>\n<li>It also scored 74% when assessed specifically for its claims service (joint 8th out of 14).<\/li>\n<li>It also offers discounts to customers who buy car and home insurance.<\/li>\n<li>Yes, policyholders can add temporary additional vehicles to their policy for up to a maximum of 90 days in a period of cover.<\/li>\n<\/ul>\n<h2>Ready to get a car insurance quote?<\/h2>\n<p>A child car seat provides essential safety for a child in the event of an accident. Whether you\u2019ve saved up for it, taken out a loan to finance it or the bank of mum and dad are stepping in, it\u2019s something you\u2019ll never forget. In the insurance industry, this rule change is known as Pricing Practices Regulation, or PPR. From January 2022, all insurers must make sure existing customers are offered the same price at renewal as they would get when buying a new policy.<\/p>\n<h2>How can you save money on Direct Line car insurance?<\/h2>\n<p>The price of your Direct Line car insurance quote depends on how likely you are to make a claim and how expensive that claim could be. Your No Claim Discount Details of any claim-free driving could reduce your premium. We\u2019ll cover you for any damage caused to your car by using the wrong fuel.<\/p>\n<h2>What does Direct Line car insurance cover?<\/h2>\n<p>We&#8217;ve partnered with MoneySuperMarket to help you compare a wide range of car insurance options in one place, with added insight from Which? We reviewed six Direct Line policies, but only one made it into the top 10 of our table You can speak to Direct Line using webchat or their WhatsApp messaging service.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Previous claims or convictions You must tell us about these events, or it could invalidate your policy if you need to make a future claim. How far you drive The more miles you drive, it&#8217;s more likely you&#8217;ll be involved in an accident. However, the risk of being involved in an accident tends to increase [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1327],"tags":[],"class_list":["post-21196","post","type-post","status-publish","format-standard","hentry","category-casino"],"_links":{"self":[{"href":"https:\/\/we-revamp.com\/index.php?rest_route=\/wp\/v2\/posts\/21196","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/we-revamp.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/we-revamp.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/we-revamp.com\/index.php?rest_route=\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/we-revamp.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=21196"}],"version-history":[{"count":1,"href":"https:\/\/we-revamp.com\/index.php?rest_route=\/wp\/v2\/posts\/21196\/revisions"}],"predecessor-version":[{"id":21198,"href":"https:\/\/we-revamp.com\/index.php?rest_route=\/wp\/v2\/posts\/21196\/revisions\/21198"}],"wp:attachment":[{"href":"https:\/\/we-revamp.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=21196"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/we-revamp.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=21196"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/we-revamp.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=21196"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}